AZPay
fast and fair global payments
A full cross-border payments suite:
— Open BRL accounts under your name in Brazil.
— Exchange between BRL, USD, EUR, GBP, JPY, CNY, CAD, MXN, NGN and more.
— Make third-party payouts via local rails or SWIFT.
— Collect payments in 20+ currencies.
— Convert stablecoins to fiat and back.
Core industries:
— luxury immigration
— vehicles and spare parts
— real estate
— equipment
— software
— travel
Special features:
— near-instant settlement in BRL, USD, EUR, GBP, MXN, NGN
— compliance pre-checks to increase the probability of the settlement
— third-party payouts and collections
— large wires
Our FX fees are 0.19-3%
depending on your corridors, transaction sizes, and volumes.
We pay up to 50% of our profits to channel partners. Reach out to our support team if you want to become a partner.
We are always on a lookout to partner with local fintechs in LatAm, North America, Europe, Asia, and Africa. We can give you access to our facilities at a generous wholesale price. Feel free to reach out.
— Open BRL accounts under your name in Brazil.
— Exchange between BRL, USD, EUR, GBP, JPY, CNY, CAD, MXN, NGN and more.
— Make third-party payouts via local rails or SWIFT.
— Collect payments in 20+ currencies.
— Convert stablecoins to fiat and back.
Core industries:
— luxury immigration
— vehicles and spare parts
— real estate
— equipment
— software
— travel
Special features:
— near-instant settlement in BRL, USD, EUR, GBP, MXN, NGN
— compliance pre-checks to increase the probability of the settlement
— third-party payouts and collections
— large wires
Our FX fees are 0.19-3%
depending on your corridors, transaction sizes, and volumes.
We pay up to 50% of our profits to channel partners. Reach out to our support team if you want to become a partner.
We are always on a lookout to partner with local fintechs in LatAm, North America, Europe, Asia, and Africa. We can give you access to our facilities at a generous wholesale price. Feel free to reach out.
Team
-
Gustavo Palencia
Branches
A WeWork - Espacio de oficinas y coworking, P.º de la Castellana, +34 644986243
Madrid
8am-5pm, Mon-Fri
By appointment
Coworking Office Av. Paulista - 1374 Bela Vista
São Paulo
9am-5pm, Mon-Fri
Walk-ins welcome
Madrid
8am-5pm, Mon-Fri
By appointment
Coworking Office Av. Paulista - 1374 Bela Vista
São Paulo
9am-5pm, Mon-Fri
Walk-ins welcome
Legal
Legal Entity
AZPay INC
FT910000121
Policies
General announcement
Our website or public advertisement is not legal or investment advice. Our services require complex onboarding procedures, including, but not limited to KYC, KYB, etc. We reserve the right to refuse customer service without detailed explanations of reasons.
We do our best to comply with the U.S. exim trade regulation and current sanctions. We don't deal with aerospace, aircrafts, raw gold/oil/gas, DNA sequencers, advanced AI microchips, or SDN-listed entities.
January 10, 2025 update
AZPay is being relaunched under Gustavo Palencia. Please report to gustavopalencia@azpay.com.br if you are aware of anyone using AZPay's name in business.
July 19, 2025 update
We are upgrading our compliance protocols with AI-powered KYC and smart contract automation. From this date, all high-value cross-border transactions are being recorded on blockchain for transparency and audit purposes.
— Automated onboarding with AI-driven identity verification
— Smart contract-based transaction validation
— Blockchain proof of payment for legal traceability
— Enhanced AML checks using machine learning models
— Stablecoin settlement for faster and cost-efficient transfers.
August 6, 2025 update
Starting September 12, 2025 we will integrate:
(i) AI-driven transaction monitoring and fraud prevention
(ii) Cloud-based orchestration of payment workflows, including real-time risk scoring and compliance alerts.
August 15, 2025 update
Since August 15, 2025 we have expanded our infrastructure to handle:
(i) Automated settlement across multiple currencies and crypto rails,
(ii) Tokenized contracts for B2B and B2C operations.
September 11, 2025 update
From September 12, 2025 we will enable advanced reporting and legal-grade records for:
(i) Smart contract-based invoice automation
(ii) Cross-border settlements with stablecoins
(iii) Full blockchain-backed transaction history.
Important Information About Procedures for Conducting Transactions
To help the government fight the funding of terrorism and money laundering activities, federal law may require us to obtain, verify, and record information that identifies each person who conducts a transaction.
Please read our KYC/AML Policy
What does this mean for you:
When you conduct a transaction with us, we may ask for your name, address, date of birth, and other information that will allow us to identify you, including your Social Security number. We may also ask to see your driver’s license or other identifying documents.
BEWARE OF SCAMS!
DO NOT SEND US ZELLE PAYMENTS!
AZPay Inc., its subsidiaries, and team members will never ask for Zelle payments for or on behalf of AZPay.
WE DO NOT PROVIDE INVESTMENT ADVICE
We don't have any "agents" or team members who provide investment advice of any kind. We do not engage anyone in crypto coins, Elon Musk pyramids, or anything related.
WE DO NOT HAVE ANONYMOUS REPRESENTATIVES
If anyone tells you they are our representative (ambassador, manager, associate, etc.) and advertise our services — please ask them to send you an email from the official gustavopalencia@azpay.com.br address. Double check the incoming email using SPF, DKIM, and DMARC to be sure the email is authentic.
WE DO NOT SEND PAPER LETTERS TO CUSTOMERS
If you received a paper letter with our name or address on top of it asking for funds — throw it into the bin and report to gustavopalencia@azpay.com.br.
REPORT ALL SUSPICIOUS ACTIVITY TO gustavopalencia@azpay.com.br
We will investigate it and collaborate with government agencies and financial institutions in case of fraud attempts.
VERIFY OUR CONTACTS
Do not answer to anyone who sends you a text in Telegram, WhatsApp, or any other messenger regarding money services. Use only official contacts listed here.
AZPay INC
FT910000121
Policies
General announcement
Our website or public advertisement is not legal or investment advice. Our services require complex onboarding procedures, including, but not limited to KYC, KYB, etc. We reserve the right to refuse customer service without detailed explanations of reasons.
We do our best to comply with the U.S. exim trade regulation and current sanctions. We don't deal with aerospace, aircrafts, raw gold/oil/gas, DNA sequencers, advanced AI microchips, or SDN-listed entities.
January 10, 2025 update
AZPay is being relaunched under Gustavo Palencia. Please report to gustavopalencia@azpay.com.br if you are aware of anyone using AZPay's name in business.
July 19, 2025 update
We are upgrading our compliance protocols with AI-powered KYC and smart contract automation. From this date, all high-value cross-border transactions are being recorded on blockchain for transparency and audit purposes.
— Automated onboarding with AI-driven identity verification
— Smart contract-based transaction validation
— Blockchain proof of payment for legal traceability
— Enhanced AML checks using machine learning models
— Stablecoin settlement for faster and cost-efficient transfers.
August 6, 2025 update
Starting September 12, 2025 we will integrate:
(i) AI-driven transaction monitoring and fraud prevention
(ii) Cloud-based orchestration of payment workflows, including real-time risk scoring and compliance alerts.
August 15, 2025 update
Since August 15, 2025 we have expanded our infrastructure to handle:
(i) Automated settlement across multiple currencies and crypto rails,
(ii) Tokenized contracts for B2B and B2C operations.
September 11, 2025 update
From September 12, 2025 we will enable advanced reporting and legal-grade records for:
(i) Smart contract-based invoice automation
(ii) Cross-border settlements with stablecoins
(iii) Full blockchain-backed transaction history.
Important Information About Procedures for Conducting Transactions
To help the government fight the funding of terrorism and money laundering activities, federal law may require us to obtain, verify, and record information that identifies each person who conducts a transaction.
Please read our KYC/AML Policy
What does this mean for you:
When you conduct a transaction with us, we may ask for your name, address, date of birth, and other information that will allow us to identify you, including your Social Security number. We may also ask to see your driver’s license or other identifying documents.
BEWARE OF SCAMS!
DO NOT SEND US ZELLE PAYMENTS!
AZPay Inc., its subsidiaries, and team members will never ask for Zelle payments for or on behalf of AZPay.
WE DO NOT PROVIDE INVESTMENT ADVICE
We don't have any "agents" or team members who provide investment advice of any kind. We do not engage anyone in crypto coins, Elon Musk pyramids, or anything related.
WE DO NOT HAVE ANONYMOUS REPRESENTATIVES
If anyone tells you they are our representative (ambassador, manager, associate, etc.) and advertise our services — please ask them to send you an email from the official gustavopalencia@azpay.com.br address. Double check the incoming email using SPF, DKIM, and DMARC to be sure the email is authentic.
WE DO NOT SEND PAPER LETTERS TO CUSTOMERS
If you received a paper letter with our name or address on top of it asking for funds — throw it into the bin and report to gustavopalencia@azpay.com.br.
REPORT ALL SUSPICIOUS ACTIVITY TO gustavopalencia@azpay.com.br
We will investigate it and collaborate with government agencies and financial institutions in case of fraud attempts.
VERIFY OUR CONTACTS
Do not answer to anyone who sends you a text in Telegram, WhatsApp, or any other messenger regarding money services. Use only official contacts listed here.
a proud member
of the International Factoring Association
of the International Factoring Association